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Insurance is a side bet, of up to half your original bet and can be made when the dealer's "upcard" is an ace.
If the dealer has a natural 21 your insurance bet pays out at 2: This might sound negative, but it's not necessarily a bad thing.
When early surrender is allowed, you can surrender your hand if the dealer is showing an Ace and only lose half your bet instead of all of it.
If you surrender early you only lose half your bet, so in the long run it seems to make a lot of sense to get out if your cards are bad.
However, it is always a risk because even what seem to be really bad hands can end up winning if played right, and the dealer busts.
There are no sure things on the casino floor. In general, online casinos use the same rules as live casinos when it comes to blackjack hence, the same strategy works.
Having said that, online bonuses and loyalty programs offer you chances to make up for the house's built-in edge. Any reputable online casino will be heavily regulated by an independent authority to ensure numbers are generated at random.
Do yourself a favor and use our reviews to find your next real money blackjack casino and avoid the less scrupulous alternatives.
Yes, but it is extremely difficult at an online blackjack casino because of the speed that the computer plays. There are many good strategies for playing blackjack, both online and off.
You can and should use any of the common strategies at online blackjack casinos, whether you're playing for free or for real money.
You won't gain an edge over the house, but you'll reduce their edge to the point where the game is nearly perfectly fair. Pull the lever and pray for the jackpot!
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The Different Types of Blackjack Alongside classic blackjack, online casinos offer variations on the game, with the following being among the most popular: Top 5 Blackjack Games If you'd like to try the most popular blackjack games available, we've listed the 5 biggest below, all coming from the leading games makers.
Everything You Need to Know. Best for Experienced players. Best for All player levels. A Brief History of Blackjack Blackjack is one of the most popular casino games in the world, enjoyed by huge numbers of people every day in land-based and online casinos.
NOW Regardless of where the original form of blackjack originated, it gradually spread around both France and Spain. Get Started with Online Blackjack!
Want to Play Now? Sign in if you're already registered. Straight to Your Inbox. Bill Kaplan, co-founder of the MIT blackjack team that took Vegas for millions, has a few tricks up his sleeve.
You may not bring down the house, but here are 11 of his tips that will give amateur gamblers an extra edge. Always hit a soft 17 i. Never split 5s or 10s and never stand on 12 through 16 if the dealer is showing a 7 or higher.
Never play cards when you're drinking. Never believe you're on a winning streak and never over-bet or make foolish plays.
Never play for extended periods of time without taking a break, getting a drink of water, eating a snack, or simply stretch your legs. Beware the "hot" and "cold" myth.
Don't feel pressure to tip. You should only tip the dealer if you feel like tipping. Unless dealers are doing something dishonest -- and there are hundreds of cameras in the sky to make sure they're not -- they can't do anything that will affect your play.
If a player receives 21 on the 1st and 2nd card it is considered a "natural" or "blackjack" and the player is paid out immediately unless dealer also has a natural, in which case the hand ties.
In the case of a tied score, known as "push" or "standoff", bets are normally returned without adjustment; however, a blackjack beats any hand that is not a blackjack, even one with a value of Wins are paid out at 1: Many casinos today pay blackjacks at less than 3: Blackjack games almost always provide a side bet called insurance, which may be played when dealer's upcard is an ace.
Additional side bets, such as "Dealer Match" which pays when the player's cards match the dealer's up card, are sometimes available.
After receiving an initial two cards, the player has up to four standard options: Each option has a corresponding hand signal.
Some games give the player a fifth option, "surrender". Hand signals are used to assist the " eye in the sky ", a person or video camera located above the table and sometimes concealed behind one-way glass.
The eye in the sky usually makes a video recording of the table, which helps in resolving disputes and identifying dealer mistakes, and is also used to protect the casino against dealers who steal chips or players who cheat.
The recording can further be used to identify advantage players whose activities, while legal, make them undesirable customers. In the event of a disagreement between a player's hand signals and their words, the hand signal takes precedence.
Each hand may normally "hit" as many times as desired so long as the total is not above hard On reaching 21 including soft 21 , the hand is normally required to stand; busting is an irrevocable loss and the players' wagers are immediately forfeited to the house.
After a bust or a stand, play proceeds to the next hand clockwise around the table. When the last hand has finished being played, the dealer reveals the hole card, and stands or draws further cards according to the rules of the game for dealer drawing.
When the outcome of the dealer's hand is established, any hands with bets remaining on the table are resolved usually in counterclockwise order: If the dealer's upcard is an ace, the player is offered the option of taking "insurance" before the dealer checks the hole card.
Insurance is a side bet that the dealer has blackjack and is treated independently of the main wager. The idea is that the dealer's second card has a fairly high probability nearly one-third to be ten-valued, giving the dealer blackjack and disappointment for the player.
It is attractive although not necessarily wise for the player to insure against the possibility of a dealer blackjack by making a maximum "insurance" bet, in which case the "insurance proceeds" will make up for the concomitant loss on the original bet.
The player may add up to half the value of their original bet to the insurance and these extra chips are placed on a portion of the table usually marked "Insurance pays 2 to 1".
Players with a blackjack may also take insurance, and in taking maximum insurance they commit themselves to winning an amount exactly equal to their main wager, regardless of the dealer's outcome.
Fully insuring a blackjack against blackjack is thus referred to as "taking even money", and paid out immediately, before the dealer's hand is resolved; the players do not need to place more chips for the insurance wager.
Insurance bets are expected to lose money in the long run, because the dealer is likely to have blackjack less than one-third of the time.
However the insurance outcome is strongly anti-correlated with that of the main wager, and if the player's priority is to reduce variation , they might choose to pay for this.
Furthermore, the insurance bet is susceptible to advantage play. It is advantageous to make an insurance bet whenever the hole card has more than a chance of one in three of being a ten.
Advantage play techniques can sometimes identify such situations. In a multi-hand, face-up, single deck game, it is possible to establish whether insurance is a good bet simply by observing the other cards on the table after the deal; even if there are just 2 player hands exposed, and neither of their two initial cards is a ten, then 16 in 47 of the remaining cards are tens, which is larger than 1 in 3, so insurance is a good bet.
This is an elementary example of the family of advantage play techniques known as card counting. Bets to insure against blackjack are slightly less likely to be advantageous than insurance bets in general, since the ten in the player's blackjack makes it less likely that the dealer has blackjack too.
The rules of casino blackjack are generally determined by law or regulation, which establishes certain rule variations allowed at the discretion of the casino.
The rules of any particular game are generally posted on or near the table, failing which there is an expectation that casino staff will provide them on request.
Over variations of blackjack have been documented. As with all casino games, blackjack incorporates a "house edge", a statistical advantage for the casino that is built into the game.
The advantage of the dealer's position in blackjack relative to the player comes from the fact that if the player busts, the player loses, regardless of whether the dealer subsequently busts.
The loss rate of players who deviate from basic strategy through ignorance is generally expected to be greater. Surrender, for those games that allow it, is usually not permitted against a dealer blackjack; if the dealer's first card is an ace or ten, the hole card is checked to make sure there is no blackjack before surrender is offered.
This rule protocol is consequently known as "late" surrender. The alternative, "early" surrender, gives player the option to surrender before the dealer checks for blackjack, or in a no-hole-card game.
Early surrender is much more favorable to the player than late surrender. Most medium-strength hands should be surrendered against a dealer Ace if the hole card has not been checked.
For late surrender, however, while it is tempting to opt for surrender on any hand which will probably lose, the correct strategy is to only surrender on the very worst hands, because having even a one in four chance of winning the full bet is better than losing half the bet and pushing the other half, as entailed by surrendering.
With no hole card, it is almost never correct basic strategy to double or split against a dealer ten or ace, since a dealer blackjack will result in the loss of the split and double bets; the only exception is with a pair of A's against a dealer 10, where it is still correct to split.
In all other cases, a stand, hit or surrender is called for. For instance, holding 11 against a dealer 10, the correct strategy is to double in a hole card game where the player knows the dealer's second card is not an ace , but to hit in a no hole card game.
The no hole card rule adds approximately 0. The "original bets only" rule variation appearing in certain no hole card games states that if the player's hand loses to a dealer blackjack, only the mandatory initial bet "original" is forfeited, and all optional bets, meaning doubles and splits, are pushed.
Each blackjack game has a basic strategy , which is playing a hand of any total value against any dealer's up-card, which loses the least money to the house in the long term.
An example of basic strategy is shown in the table below, and includes the following parameters: The bulk of basic strategy is common to all blackjack games, with most rule variations calling for changes in only a few situations.
For example, if the above game used the hit on soft 17 rule, common in Las Vegas Strip casinos, only 6 cells of the table would need to be changed: A, surrender 15 or 17 vs.
A, double on A,7 vs. Also when playing basic strategy never take insurance or "even money. Estimates of the house edge for blackjack games quoted by casinos and gaming regulators are generally based on the assumption that the players follow basic strategy and do not systematically change their bet size.
Most blackjack games have a house edge of between 0. Casino promotions such as complimentary matchplay vouchers or 2: Basic strategy is based upon a player's point total and the dealer's visible card.
Players may be able to improve on this decision by considering the precise composition of their hand, not just the point total.
For example, players should ordinarily stand when holding 12 against a dealer 4. However, in a single deck game, players should hit if their 12 consists of a 10 and a 2.
The presence of a 10 in the player's hand has two consequences: However, even when basic and composition-dependent strategy lead to different actions, the difference in expected reward is small, and it becomes even smaller with more decks.
Using a composition-dependent strategy rather than basic strategy in a single deck game reduces the house edge by 4 in 10,, which falls to 3 in , for a six-deck game.
Blackjack has been a high-profile target for advantage players since the s. Advantage play is the attempt to win more using skills such as memory, computation, and observation.
These techniques, while generally legal, can be powerful enough to give the player a long-term edge in the game, making them an undesirable customer for the casino and potentially leading to ejection or blacklisting if they are detected.
The main techniques of advantage play in blackjack are as follows:.